Overview
Zeller is au-made eftpos and pos in one device. Founded in 2020 and headquartered in Melbourne, VIC, it serves Australian businesses with local data hosting and AU-based support.
AU-made EFTPOS and POS in one device
AU Compliance Scores
BAS Lodgement0/5
STP Phase 20/5
Payday Super0/5
Modern Awards0/5
GST Handling2/5
Bank Feeds0/5
Pricing (AUD inc. GST)
All prices below are in Australian dollars and include GST. Pricing verified as of 2026-03-18.
Zeller Terminal 1
Free
AUD inc GST
No monthly fees — terminal $99 one-off purchase. 5.5" screen.
- Transactions: unlimited
Zeller Terminal 2
Free
AUD inc GST
No monthly fees — terminal $199 one-off purchase. 6.5" screen with POS Lite built-in.
- Transactions: unlimited
Pros & Cons
Pros
- Lowest card rate of major POS providers (1.4% flat, all cards including Amex)
- No monthly fees — one-off terminal purchase from $99
- EFTPOS + POS combined in one device with POS Lite on Terminal 2
- AU-made, AU-hosted, AU-supported with 24/7 phone support
- Includes free business transaction account with nightly settlement
- Integrates with 600+ third-party POS solutions and Xero
Cons
- Newer entrant — less established than Square or Lightspeed
- POS Lite is basic compared to full POS solutions like Lightspeed
- No advanced inventory management or multi-location support
- Limited reporting compared to dedicated POS platforms
- Terminal 2 required for POS Lite — Terminal 1 is payments only
Who Is Zeller Best For?
- Small Retail
- Cafe
- Market Stall
- Tradies Taking Payments
- Low Volume Eftpos
Zeller may not be the best fit for:
- Multi Location Retail
- Complex Inventory
- Hospitality Venue Full Pos
Zeller Alternatives
If Zeller doesn’t quite fit your needs, consider these alternatives for Australian businesses:
- Square — Free POS software with affordable card payments. Free plan available.
- Lightspeed — Full-featured POS for retail and hospitality. From $129/mo inc. GST.
- Shopify POS — Omnichannel POS for retailers who sell online and in-store. From $56/mo inc. GST.
Related Comparisons
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Square vs Zeller 2026
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Lightspeed vs Zeller 2026
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Migration Guides
Step-by-step switching guides involving Zeller for Australian businesses.
HardModerate
How to Switch Your POS System
4-8 hours · 10 steps
How to Migrate from Square to Zeller
2-4 hours · 7 steps
Related Compliance Guides
GuideGuideGuide
BAS Lodgement Guide for Australian Businesses
Business Activity Statements must be lodged quarterly or monthly with the ATO, reporting GST, PAYG i...
GST Registration Guide for Australian Businesses
Australian businesses must register for GST once their annual turnover reaches or is expected to rea...
Tax Invoice Requirements in Australia — What You Must Include
Australian businesses registered for GST must issue tax invoices for taxable sales of $82.50 or more...
Frequently Asked Questions
What is Zeller's card processing rate?
Zeller charges a flat 1.4% per in-person transaction for all card types including American Express — no extra surcharges. MOTO (phone) payments are 1.7%, and invoice/virtual terminal payments are 1.7%–1.75% + 25¢. All rates are GST-inclusive. Businesses processing over $250,000 annually may qualify for custom lower rates.
What is the difference between Zeller Terminal 1 and Terminal 2?
Terminal 1 ($99) has a 5.5-inch screen and handles payments only. Terminal 2 ($199) has a larger 6.5-inch screen and includes POS Lite — a free built-in point-of-sale app with product library, categories, modifiers, discounts, and sales analytics. Both have built-in thermal printers, Wi-Fi, optional 4G, and all-day battery life.
Are there any monthly fees or lock-in contracts?
No. Zeller has zero monthly fees, zero rental fees, and no lock-in contracts. You pay a one-off cost for the terminal hardware ($99 or $199) and the 1.4% per-transaction fee. The business transaction account, debit cards, invoicing, and payment links are all free.
How quickly does Zeller settle funds?
Zeller offers nightly settlement to any Australian business bank account at no cost. If you use a Zeller Transaction Account, real-time transfers between Zeller accounts are also available for free.
Does Zeller integrate with Xero or MYOB?
Yes. Zeller has a native integration with Xero for automatic transaction reconciliation. MYOB integration is available via API. The Terminal 2 also integrates with over 600 third-party POS solutions, so you can pair Zeller payments with your existing POS setup.
Is Zeller an Australian company?
Yes. Zeller was founded in 2020 and is headquartered in Melbourne, Victoria. The terminals are designed in Australia, payment data is hosted in Australia, and support is provided 24/7 by an Australian-based team via phone, email, and chat.