SuperConcepts Review Australia 2026

3.8 / 5SoftwareHQ editorial score

Editorial score, not a user-review average. How we score · How we test

Editorial verdict

Cheapest published software — if you have 25 funds

SuperMate still prints $11/fund/month excl GST, which undercuts BGL's $130/year once you have the 25-fund minimum. Admin is a different GST-inclusive catalogue from 1 July 2026 ($1,175–$3,650 plus $580 audit). iSEEK Sydney plus ISO 27001 and SOC 2 Type 2 is the strongest hosting story in this category. Hours are still unpublished.

Best for
Practices with 25+ SMSFs that want a public SuperMate rate, or trustees who want SuperConcepts to run the fund at the printed admin fee.
Not ideal for
A five-fund practice (BGL's Professional minimum is 5; SuperMate's demo form is 25), or buyers who need published support hours.
Visit SuperConcepts

SoftwareHQ does not currently have an affiliate arrangement with SuperConcepts. Scores are independent of commercial relationships. Affiliate disclosure

Pricing verified 8 Sep 2026 · Hosting verified 8 Sep 2026

Overview

SuperConcepts is supermate from $11/fund/month plus gst-inclusive admin from $1,175. Founded in 1985 and headquartered in Adelaide, South Australia, Australia, it serves Australian businesses with local data hosting and AU-based support.

Feature highlights

These highlights come from vendor documentation and editorial analysis of public sources. They are not firsthand test results or a claim that every listed capability was exercised in a trial.

  • SuperMate $11 / $15.75 excl GST

    Per fund per month, or $132 / $189 a year. Min 25 funds.

  • Admin $1,175 / $2,355 / $3,650 GST inclusive

    From 1 July 2026. Independent audit $580 extra. Stored $1,125/$2,250/$3,490 is stale.

  • iSEEK Sydney + ISO 27001 and SOC 2 Type 2

    Owned infrastructure. Public cloud only in Australia.

  • SuperStream ESA included

    No extra ESA fee when the fund is on SuperMate or SuperConcepts admin.

  • Data Hero on the software card

    AI document extraction is in the SuperMate inclusions list.

  • Transfer free / establishment $650

    Admin service. New fund setup is not the SuperMate licence.

AU Compliance Scores

These scores apply to Australian tax, payroll and banking capabilities where they are relevant to SuperConcepts. They are SoftwareHQ editorial judgements from public documentation, not firsthand product tests.

Not applicable means this product type is not scored on that dimension (for example BAS lodgement on a CRM). Not supported means the vendor does not offer it. Unknown means we could not verify it from public sources — that is not the same as unsupported.

BAS LodgementNot applicable

Not business accounting. SuperMate has ATO lodgement screens for SMSF returns.

STP Phase 2Not applicable

Not a payroll product.

Payday SuperNot applicable

Not an employer payroll product.

Modern AwardsNot applicable

No award interpretation.

GST HandlingNot applicable

Admin GST administration is $255 on Essentials and included on Expert — that is SMSF GST admin, not a business BAS product.

Bank Feeds
5/5Verified

Base includes Macquarie Cash ESI, broker contract notes and registry holdings. Extra feeds $4.75/month or $57/year excl GST.

When this was checked

Status as of (page snapshot) against a 90-day review target. Checked dates are not updated when the site is rebuilt.

Editorial article date: . That is not proof that pricing, hosting, or compliance was re-checked.

  • PricingVerified

    Verified — checked 8 September 2026.

    supermate.com.au/pricing

    SuperMate $11 / $15.75 excl GST per fund/month (yearly $132 / $189). Min 25 funds. Admin GST inclusive from 1 July 2026: $1,175 / $2,355 / $3,650 plus $580 audit.

    Effective from 1 July 2026.

  • HostingVerified

    Verified — checked 8 September 2026.

    superconcepts.com.au/about-us/security-at-superconcepts

    Owned iSEEK Sydney. Public cloud only in Australia. SuperMate page: ISO 27001 + SOC 2 Type 2.

  • Bank feedsVerified

    Verified — checked 8 September 2026.

    supermate.com.au/pricing

    Starter feeds in the $11 card. Extra bundle $4.75/month or $57/year excl GST.

  • SuperannuationVerified

    Verified — checked 8 September 2026.

    superconcepts.com.au/software-solutions/smsf-software

    ATO lodgement screens and SuperStream ESA included on SuperMate. Admin service prepares the tax return.

Pricing (AUD)

All prices below are in Australian dollars and exclude GST. Verified — checked 8 September 2026. Source: supermate.com.au/pricing.

SuperMate + Data Feed Bundle
$15.75/mo
AUD ex GST
AUD $15.75/month or $189/year excl GST. Same 25-fund minimum as base.
  • Users: unlimited
  • Data Feeds: Full bundle $4.75/month or $57/year on top of base
  • Funds: minimum 25
Admin Starter
$97.92/mo
AUD ex GST
GST inclusive $1,175/year (1 July 2026). Independent audit $580 extra. Not the SuperMate DIY SKU.
  • Assets: Macquarie CMA plus data-fed cash, TDs, listed AU/international equities
  • Pensions: Account-based $135 each
  • Property: Not included
Admin Essentials
$196.25/mo
AUD ex GST
GST inclusive $2,355/year. Audit $580 extra. GST admin $255. Non-standard $465.
  • Assets: Non-data-fed assets; one property; one LRBA; two account-based pensions
  • Pensions: Two included then $135
  • Property: One included then $360
  • Non Standard Assets: $465 p.a. (1+ asset)
Admin Expert
$304.17/mo
AUD ex GST
GST inclusive $3,650/year. Audit $580 extra. GST and pension setup included.
  • Assets: Unlimited including property and non-standard
  • Pensions: Unlimited
  • Property: Unlimited
  • Extras: Segregated assets, pension setup and GST admin included

Estimate first-year cost for SuperConcepts

Observed price changes

Recorded when a listed price changed. This is not a complete vendor timeline.

  1. SuperMate software still $11 / $15.75 excl GST. Min 25 funds on the demo form. Admin GST-inclusive bases $1,175 / $2,355 / $3,650 from 1 July 2026 (were $1,125 / $2,250 / $3,490). Audit $580 (was $550).
  2. SuperConcepts Administration Service Fee Schedule current as at 1 July 2026: Starter $1,175, Essentials $2,355, Expert $3,650 GST inclusive.
  3. Admin Starter · $93.75 → $97.92 · Admin GST-inclusive bases $1,125/$2,250/$3,490 → $1,175/$2,355/$3,650. Independent audit $550 → $580. SuperMate software still $11/$15.75 excl GST.
  4. SuperMate public software cards $11/month and $15.75 with the feed bundle excl GST.

Pros & Cons

Pros

  • Published SuperMate $11/fund/month excl GST
  • Admin dollars and the 1 July 2026 fee schedule are on the site
  • iSEEK Sydney plus ISO 27001 and SOC 2 Type 2
  • SuperStream ESA included
  • Unlimited SuperMate users
  • Transfer an existing SMSF to admin at $0

Cons

  • SuperMate minimum 25 funds on the demo form
  • Admin audit is $580 extra, not in the base
  • Software excl GST and admin incl GST on the same product record
  • Support hours still unpublished
  • Starter admin cannot hold property
  • No public SuperMate trial

How this review was made

Reviews separate vendor documentation, editorial analysis and firsthand records. They are not interchangeable.

  • Vendor documentationPublic pages from SuperConcepts and other sites. Recorded HTTP(S) URLs are listed under Sources. A source URL is a document we recorded, not a claim that every sentence on this page was checked against that URL.
  • Editorial analysisSoftwareHQ's written verdict and scores for Australian buyers. The header score is an editorial assessment, not a user-review average, not a lab result, and not a number derived from how many evidence records exist.
  • Firsthand recordsThis review has no firsthand observation records, trial walkthroughs, or screenshots from a logged-in SoftwareHQ account. Missing tests stay not tested.

This page does not rank products by speed or security from documentation or from evidence count.

Checked by SoftwareHQ Editorial Team. There is no named author profile for this page; attribution stays with the SoftwareHQ editorial team. How we test and the editorial policy for scoring, independence and affiliate rules.

Sources

Public pages recorded when this review was compiled. They are not a checklist that every claim was verified, and they are not evidence of hands-on product testing.

SuperConcepts Alternatives

If SuperConcepts doesn’t quite fit your needs, consider these alternatives for Australian businesses:

  • BGL Simple Fund 360 Cloud SMSF administration for accountants — $130/fund/year plus data packs. From $10.83/mo ex GST.
  • Class Super Cloud SMSF software for firms — quote only; 200+ feeds in the licence.
  • Mclowd SMSF app still online — public pricing and hosting pages are gone. Free plan available.

Frequently Asked Questions

Is SuperConcepts still owned by AMP?
No. AMP sold SuperConcepts in 2023. The current sites still trade as SuperConcepts / SuperMate (SuperConcepts Software Services Pty Ltd ABN 92 063 307 700).
How much does SuperMate SMSF software cost?
supermate.com.au/pricing (8 Sep 2026): $11/fund/month or $132/year excl GST. Data-feed bundle $4.75/month or $57/year. Demo form: minimum 25 funds. No public free trial.
What is the difference between SuperMate software and SuperConcepts admin services?
SuperMate is DIY software (excl GST, min 25 funds). Admin is GST-inclusive full service from $1,175 / $2,355 / $3,650 plus $580 audit (1 July 2026 schedule).
Where is SuperConcepts data hosted?
Owned infrastructure in iSEEK Sydney. Public cloud only if data stays in Australia. SuperMate security: ISO 27001 and SOC 2 Type 2.
How does SuperConcepts compare to Class Super and BGL?
SuperMate publishes $11/fund/month but needs 25 funds. BGL Professional is $130/year from 5 funds with $45 feed packs. Class Super is quote-only with feeds in the licence copy.
Does SuperConcepts offer a free trial?
No public trial on the pages opened. Admin transfer is free. Establishment $650. SuperMate is a demo form.

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